Market condition index · Current read
Small Business Credit Momentum Index blending lending, credit, rate, and risk signals.
33.2 points below the 50-normal line. This locates the selected condition; it is not a forecast. From one official close publication; stale selected read.
Official closes earn richer presentation. The selected current read is never spliced into certified history.
| Official close | Condition | Calculated |
|---|---|---|
| 2026-08-17 | 20.4 | Aug 17, 2026, 11:29 PM UTC |
| 2026-08-24 | 16.8 | Aug 25, 2026, 12:03 AM UTC |
2 certified closes are shown as a dated ledger, not a connected trend.
Only exact governed relationships are navigable. Shared tickers and price moves never create a link.
No Basket, Narrative, or Asset context is inferred from inputs, tickers, price moves, or static “related” lists.
Declared weights explain construction. They do not claim today's contribution or causal impact.
| Input | Source | Formula role | Weight | Cadence |
|---|---|---|---|---|
| KRE |
Informational only — not investment advice. MarketSchema is not a registered investment adviser. Condition Percentile reads and indexes are quantitative measurements derived from public market data, not recommendations to buy or sell any security.
| polygon |
| Price · positive |
| 17% |
| Intraday |
| EWBC | polygon | Price · positive | 10% | Intraday |
| IWM | polygon | Price · positive | 12% | Intraday |
| VIX | cboe_polygon | Price · inverse | 5% | Intraday |
| BAA10Y | fred | Macro · inverse | 13% | Daily |
| DGS2 | fred | Macro · inverse | 8% | Daily |
| STLFSI4 | fred | Macro · inverse | 12% | Weekly |
| NFCI | fred | Macro · inverse | 8% | Weekly |
| BUSLOANS | fred | Macro · positive | 8% | Monthly |
| DRTSCIS | fred | Macro · inverse | 7.0% | Quarterly |