Market condition index · Current read
Consumer Lending Rate Index blending lending, credit, rate, and risk signals.
No official publication available. The owner exposes typed absence and does not substitute a mutable measurement, legacy close, or cached score.
Official closes earn richer presentation. The selected current read is never spliced into certified history.
No certified official-close history yet. No line is drawn.
Only exact governed relationships are navigable. Shared tickers and price moves never create a link.
No Basket, Narrative, or Asset context is inferred from inputs, tickers, price moves, or static “related” lists.
Declared weights explain construction. They do not claim today's contribution or causal impact.
| Input | Source | Formula role | Weight | Cadence |
|---|---|---|---|---|
| MORTGAGE30US | fred | Macro · positive | 15% | Weekly |
| DGS5 | fred | Macro · positive | 12% | Daily |
| DGS10 | fred |
Informational only — not investment advice. MarketSchema is not a registered investment adviser. Condition Percentile reads and indexes are quantitative measurements derived from public market data, not recommendations to buy or sell any security.
| Macro · positive |
| 10% |
| Daily |
| T10YFF | fred | Macro · positive | 10% | Daily |
| SOFR | fred | Macro · positive | 8% | Daily |
| HYG | polygon | Price · inverse | 12% | Intraday |
| LQD | polygon | Price · inverse | 8% | Intraday |
| BAC | polygon | Price · inverse | 5% | Intraday |
| VIX | cboe_polygon | Price · positive | 5% | Intraday |
| TERMCBCCALLNS | fred | Macro · positive | 8% | Quarterly |
| TERMCBAUTO48NS | fred | Macro · positive | 7.0% | Quarterly |