Market condition index · Current read
Consumer Credit Stress Index blending lending, credit, rate, and risk signals.
7.2 points above the 50-normal line. This locates the selected condition; it is not a forecast. From one official close publication; stale selected read.
Official closes earn richer presentation. The selected current read is never spliced into certified history.
| Official close | Condition | Calculated |
|---|---|---|
| 2026-08-14 | 84.2 | Aug 14, 2026, 11:08 PM UTC |
| 2026-08-17 | 99.9 | Aug 17, 2026, 11:18 PM UTC |
| 2026-08-24 | 57.2 | Aug 24, 2026, 11:47 PM UTC |
3 certified closes are shown as a dated ledger, not a connected trend.
Only exact governed relationships are navigable. Shared tickers and price moves never create a link.
No Basket, Narrative, or Asset context is inferred from inputs, tickers, price moves, or static “related” lists.
Declared weights explain construction. They do not claim today's contribution or causal impact.
| Input | Source | Formula role | Weight | Cadence |
|---|
Informational only — not investment advice. MarketSchema is not a registered investment adviser. Condition Percentile reads and indexes are quantitative measurements derived from public market data, not recommendations to buy or sell any security.
| HYG | polygon | Price · inverse | 16% | Intraday |
| LQD | polygon | Price · inverse | 8% | Intraday |
| VIX | cboe_polygon | Price · positive | 12% | Intraday |
| GLD | polygon | Price · positive | 9% | Intraday |
| DTWEXBGS | fred | Macro · positive | 8% | Daily |
| COF | polygon | Price · inverse | 13% | Intraday |
| SYF | polygon | Price · inverse | 12% | Intraday |
| NFCI | fred | Macro · positive | 7.0% | Weekly |
| DRALACBS | fred | Macro · positive | 6% | Quarterly |
| DRTSCLCC | fred | Macro · positive | 5% | Quarterly |
| UNRATE | fred | Macro · positive | 4% | Monthly |