Market condition index · Current read
Bank Credit Availability Index blending lending, credit, rate, and risk signals.
20.6 points above the 50-normal line. This locates the selected condition; it is not a forecast. From one official close publication; stale selected read.
Official closes earn richer presentation. The selected current read is never spliced into certified history.
One point is not a trend and is never connected to the current read.
Only exact governed relationships are navigable. Shared tickers and price moves never create a link.
No Basket, Narrative, or Asset context is inferred from inputs, tickers, price moves, or static “related” lists.
Declared weights explain construction. They do not claim today's contribution or causal impact.
| Input | Source | Formula role | Weight | Cadence |
|---|---|---|---|---|
| DRTSCILM | fred | Macro · inverse | 12% | Quarterly |
| STLFSI4 | fred | Macro · inverse | 11% | Weekly |
Informational only — not investment advice. MarketSchema is not a registered investment adviser. Condition Percentile reads and indexes are quantitative measurements derived from public market data, not recommendations to buy or sell any security.
| XLF |
| polygon |
| Price · positive |
| 10% |
| Intraday |
| KRE | polygon | Price · positive | 10% | Intraday |
| NFCI | fred | Macro · inverse | 10% | Weekly |
| JPM | polygon | Price · positive | 10% | Intraday |
| DTWEXBGS | fred | Macro · inverse | 9% | Daily |
| T10YFF | fred | Rate · inverse | 8% | Daily |
| DGS5 | fred | Rate · inverse | 7.0% | Daily |
| LOANINV | fred | Macro · positive | 6% | Monthly |
| HYG | polygon | Price · positive | 4% | Intraday |
| VIX | cboe_polygon | Flow · inverse | 3% | Intraday |