Market condition index · Current read
Auto Lending Volume Index blending lending, credit, rate, and risk signals.
49.8 points below the 50-normal line. This locates the selected condition; it is not a forecast. From one official close publication; stale selected read.
Official closes earn richer presentation. The selected current read is never spliced into certified history.
| Official close | Condition | Calculated |
|---|---|---|
| 2026-08-14 | 12.7 | Aug 14, 2026, 11:06 PM UTC |
| 2026-08-17 | 0.2 | Aug 17, 2026, 11:14 PM UTC |
2 certified closes are shown as a dated ledger, not a connected trend.
Only exact governed relationships are navigable. Shared tickers and price moves never create a link.
No Basket, Narrative, or Asset context is inferred from inputs, tickers, price moves, or static “related” lists.
Declared weights explain construction. They do not claim today's contribution or causal impact.
| Input | Source | Formula role | Weight | Cadence |
|---|---|---|---|---|
| CARACBW027SBOG |
Informational only — not investment advice. MarketSchema is not a registered investment adviser. Condition Percentile reads and indexes are quantitative measurements derived from public market data, not recommendations to buy or sell any security.
| fred |
| Macro · positive |
| 15% |
| Weekly |
| NFCI | fred | Macro · inverse | 5% | Weekly |
| DGS5 | fred | Macro · inverse | 10% | Daily |
| ALLY | polygon | Price · positive | 12% | Intraday |
| COF | polygon | Price · positive | 8% | Intraday |
| F | polygon | Price · positive | 12% | Intraday |
| GM | polygon | Price · positive | 12% | Intraday |
| AN | polygon | Price · positive | 8% | Intraday |
| VIX | cboe_polygon | Price · inverse | 3% | Intraday |
| TERMCBAUTO48NS | fred | Macro · inverse | 6% | Quarterly |
| STDSAUTO | fred | Macro · inverse | 5% | Quarterly |
| TOTALSA | fred | Macro · positive | 4% | Monthly |